Earn credit card rewards
on rent, insurance, tuition, and more!

With CardUp, you can shift payments currently made by cash, cheque or bank transfers onto your credit cards - even where cards are not accepted



Education fees

How can you benefit from this exclusive offer for miles?

Supported by partnerships across Singapore

Nick uses his Credit Card on CardUp to pay his rent and large expenses amounting to HK$264,000 yearly, he can get HK$ 200 deliveroo e-voucher with first payment paying 2.6% CardUp Fee

Assume his card rewards him with HK$5 = 1 Mile, Nick can earn up to almost 54,100 Miles for these rent payment

Nick  is able to take off on a business class to Tokyo worth HK$16,000. Although she pays a fee4 to use CardUp, she still saves over 50% on the business class flight!

CardUp charges a processing fee per transaction to enable card payments in places where you couldn't use your card before.

Calculation are based on 2.6% CardUp Fee.




Enjoy your first payment on CardUp for free from now till 2 Oct 2021!

Bank standard security - PCI compliant

Funds held in safeguarded account for no more than 3 hours

Managed hundreds of millions of dollars in payment in the region today

All payments made through CardUp are held to the highest standards of security

Ready to get started?

even where cards are not accepted

To borrow or not to borrow? Borrow only if you can repay! 


Helper Salary

...and more

Licensed as a Money Service Operator by the Hong Kong Customs and Excise Department

Benefits of using your credit cards for all your personal expenses

Digitise and automate your payments

Remove cheque and cash payments, save time and simplify your payment processes

Free up your cash on hand

Pay large expenses on time, while deferring cash outflows until your bill is due. Set up your first payment in 4 steps.

Maximise your card rewards

Earn cashback or miles on your existing cards with CardUp. Let's see how to maximise rewards.

How it works

Set up payment

Credit card charged

CardUp charges your card plus a CardUp fee three business days before your payment due date.

Recipient gets paid

Your recipient receives the funds by bank transfer, without the need to register with CardUp.

You only pay your card bill when it is due up to 2 months later, plus earn rewards on your credit card for every payment made!

You earn rewards



Create a free personal account and enter your payment details. Payments can be made in advance, or on recurring schedules.



Redeem offer now

The rewards can easily outweigh the transaction fee - here's how:

Cash Back

How can you benefit from this exclusive offer for cash back?

Supported by partnerships across Singapore

Michelle uses her credit card1 on CardUp to pay her rent and large expenses amounting to HK$5,734 monthly,  enjoying first 2 payments with $ 0 CardUp Fee

Assume her card rewards her with 3.4% cashback2 with a maximum of HK$200 cash rebate monthly on all spend, earning him HK$2,390 each year

While CardUp charges a small CardUp fee3 per transaction, Michelle is still able to save HK$899 on expenses she's making anyway!

1 All CardUp spend is eligible for the base earn rate of miles, points and cashback on most credit cards in the market.
2 Figures shown are for illustrative purposes only, actual cost and redemption rates may vary by credit card issuers.
3 CardUp charges a processing fee per transaction to enable card payments in places where you couldn't use your card before.  Calculations are based on 2.6% CardUp fee.




For first 2 payments
HK$5,000 to HK$7,500 each

Use code:

Redeem offer

the CardUp Handling fee*


*Promo code can be redeemed on 1st payment, the  second promo code will be sent to email once the 1st  payment has been completed.  Terms and conditions apply.

^The promo code is for the purpose of tracking eligibility of the deliveroo e-vouchers, customers should apply the promo code to redeem the offer, otherwise no e-vouchers would be given.  Terms and conditions apply.

Exclusive offer for

See best air miles credit cards In Hong Kong

See the cards that you can use to earn rewards!

Choose which offer to use:

Use code:

Redeem offer


For first payment
HK$5,000 to unlimited

e-Deliveroo vouchers &
2.6%  the CardUp Handling fee

Get Your Discount Offer NOW!

Redeem offer

Limited Offer Till 22 Dec, 2021! (Extended)